Terms of Use

These terms govern the use of this website. By accessing the website or any of its pages you agree to be bound by these terms of use.

By accessing or using this Website, you agree to be bound by these terms and conditions and accept them in full.  We reserve the right to revise these terms and conditions at any time by updating this agreement online.  Revisions will be effective as of the time the revised agreement is posted online.  For purposes of these terms and conditions the term “Central Federal” includes Central Federal Bancshares, Inc. or its subsidiaries and affiliates, as applicable.

Contents included in this website are solely for the personal use of website users and for the sole purpose of conveying information about Central Federal’s products and services and to allow communication with our customers.  Information that appears on this Website should be considered an advertisement.  All pages and screens on the Website are owned and controlled by Central Federal, except as otherwise expressly stated and are protected by U.S. copyright laws.  You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell or republish any of the contents of this website without the prior written consent of Central Federal. This website is intended for individuals who are at least age of majority.

This Website may provide links to websites controlled by third parties who are not Central Federal.  The existence of any such links does not constitute an endorsement by us.  Central Federal has no control over any other websites or the contents; therefore, the privacy policies and procedures do not apply to any external links.  We encourage you to read the privacy policy of any site you link to from ours, especially if you share any personal information.

If you are enrolled in Central Federal Personal Online Banking, your use of the service is governed by our Online Banking Agreement.  If there is a conflict between these website terms and conditions and the Online Banking Agreement, the Online Banking Agreement controls.

Central Federal makes no warranties of any kind regarding the products and services advertised on this Website. You acknowledge that neither Central Federal nor any of their employees, agents, third party content providers or licensors warrant that the services or the website will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of the services or the Website, or as to the timeliness, sequence, accuracy, reliability, completeness or content of any information, service, or merchandise provided through the services and the Website.  Central Federal does not endorse products or services appearing on linked sites or purchased via linked sites.  Your use of the Website is at your sole risk.

Except as specifically provided in these terms of use or where the law requires a different standard, you agree that Central Federal is not responsible for any loss, property damage or bodily injury, whether caused by access to or use of the services or the Website.  To the maximum extent permissible under applicable law, Central Federal will not be responsible to you or any third party claiming through you for any indirect, incidental, special or consequential, punitive damages arising in any way out of the use of this Website and services, the installation or use of any online services or internet browser software, including liability associated with any computer viruses which may infect your computer system; even if Central Federal is aware of the possibility of any such damages.

To the extent any portion of these Terms of Use is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms of Use, as modified, shall continue in full force and effect.

Disputes arising from the use of this Website shall be exclusively subject to the jurisdiction of any federal or state court of the State of Missouri.